Understanding the Small Business Credit Crunch

Date: 16 Apr 2014 | posted in: Banking, Retail | 0 Facebooktwitterredditmail

Even as their big competitors are awash in capital, many locally owned businesses are struggling to secure the financing they need to grow. This analysis finds that, since 2000, bank lending to large businesses is up 36 percent, while small business loan volume has fallen 14 percent and “micro” business loans — those under $100,000 — have plummeted 33 percent.               … Read More

Millions of People Investing in Solar – Episode 16 of Local Energy Rules Podcast

Date: 20 Feb 2014 | posted in: Energy, Energy Self Reliant States, Podcast | 0 Facebooktwitterredditmail

For years, the only effective way to go solar was to have tens of thousands of dollars and a sunny roof.  Investing in solar was nearly impossible.  But a couple years ago, a new notion called crowdfunding got its start, … Read More

Two Ways Americans May Get More Ownership of their Energy Future

Date: 20 Mar 2013 | posted in: Energy, Energy Self Reliant States | 1 Facebooktwitterredditmail

Three years ago, the prospects for Americans to own their energy future seemed relatively bleak. There were almost no replicable models for doing community-based energy projects or investment, despite falling costs and technology – solar and wind – that lend … Read More

New Community Solar Crowdfunding Opportunity Sells Out in 24 Hours

Date: 10 Jan 2013 | posted in: Energy, Energy Self Reliant States | 0 Facebooktwitterredditmail

Nearly 300 gigawatts of unsubsidized local solar could beat utility prices in the next decade, but until recently most Americans couldn’t participate because their own rooftop isn’t suitable for solar. That’s changing fast. Just one project featured in our 2010 … Read More

Crowdfunding Bill Would Allow People to Invest in Local Businesses

Date: 8 Nov 2011 | posted in: Retail | 1 Facebooktwitterredditmail

Under a measure that passed the House last Thursday, you may soon be able to invest in a portfolio of your favorite independent businesses. The bill, which won bipartisan support and cleared the House on a 407-17 vote, would overturn long-standing Securities and Exchange Commission (SEC) rules that make it nearly impossible for small businesses to raise capital (or borrow money) from their customers and communities.… Read More

Grassroots Financing is Underwriting a New Crop of Neighborhood Businesses

Date: 24 Aug 2010 | posted in: Retail | 0 Facebooktwitterredditmail

Just as CSAs have played a key role in the rebirth of small-scale farms, so too are new community-supported enterprise models helping to launch a new generation of independent grocers, bookstores, and other neighborhood businesses. … Read More