Percentage of Bad Loans by Size of Bank, 1999 to 2014
As this graph shows, giant banks consistently make poorer lending decisions and write-off more bad loans than community banks do, and the financial crisis heightened this trend.… Read More
Just How Concentrated Is Our Banking Sector? [Video]
This 90-second video shows how giant banks have devoured the banking sector over the past 20 years.… Read More
Change in Volume of Bank Loans to Businesses, by Loan Size, 2000-2012
Since 2000, the overall volume of business lending per capita at banks has grown by 26 percent, but this expansion has entirely benefited large businesses. Small business loan volume at banks is down 14 percent and micro business loan volume is down 33 percent. … Read More
SBA Loans Decrease in Number, Double in Size
Over the last few years, the U.S. Small Business Administration (SBA) has dramatically reduced its support for smaller small businesses and shifted more of its loan guarantees to larger small businesses.… Read More
Change in Share of Assets Devoted to Small Business Lending, 2009-2012
As a share of their total assets, small business lending at the nation’s largest banks fell by 33% in three years. … Read More
What New Census Data Show about the State of Independent Retail
The good news is that overall sales at independent retailers grew by about 4 percent. The bad news is that chains grew faster and independents still lost market share, falling from 31 to 28 percent of retail spending. That decline in market share, however, was considerably slower in this five-year period than the preceding 20 years. Digging deeper into the new data, we found a number of interesting trends.… Read More
