Distribution of Deposits and Assets by Size of Bank, 1994-2018
In the past decades, both total bank assets and total deposits have concentrated at the giant banks, those with over $100.2 billion in assets.… Read More
Small Business Loans as a Share of Assets, 2018
Small and mid-sized financial institutions devote a greater share of their assets to small business lending than big banks.… Read More
Op-Ed in Fortune: The Hidden Price of Cashless Retail
In Fortune, we detail the growing cashless retail trend, steps cities and states are taking to regulate it, and the ultimate effect monopoly credit card companies like Visa and Mastercard have on small businesses and the economy at large.… Read More
A New Credit Union Aims to Lower the Cost of Clean Energy — Episode 59 of Local Energy Rules Podcast
What if your savings account could be put to use enabling clean energy investments from insulation to solar to electric vehicles? Starting this summer it can. John Farrell spoke with volunteer board chair Blake Jones of the newly launched Clean Energy Credit Union in August 2018 about this online-only financial institution dedicated to financing home insulation, solar, electric vehicles, and electric bikes and more.… Read More
Cashlessness Hits a Speed Bump
In 2016, the digital economy declared a war on cash. In 2018 the people are fighting back, and governments are worried.… Read More
Picks: Gig Workers of the World Unite, Central Banking for All, States Fight Back to Save Obamacare, and more (7th Edition)
David delves deep into the fight to piecemeal repeal parts of Obamacare, leaving hundreds of Americans at risk. We also detail the fight against the Keystone XL pipeline and the power of native American activism as well as the communities across the country that are fighting back against the largest ISPs in the country.… Read More
David Morris Interviewed on PRN.FM’s “It’s Our Money” Radio Show
On August 17, 2016 David Morris was interviewed on the It’s Our Money radio show, hosted by PRN.FM (the Progressive Radio Network). This conversation was a follow-up on a piece written by David on the history of the Non-Partisan League in North Dakota. Here’s the link to the Public Banking Institute’s website, they run the It’s Our Money radio show.… Read More
A Tool to Find Banks that Invest in the Local Economy
A new tool called Bank Local, which was developed with input from ILSR and other experts, makes it easier to assess the impact that banks have on their communities.… Read More
Measuring the Impact of the Bank of North Dakota (Graphs)
Thanks in large part to the Bank of North Dakota, community banks and credit unions are much more robust in North Dakota than in other states.… Read More