Connecticut's Green Bank made solar on schools simple. Its public financing approach is a model other states can copy.
ILSR supports the Consumer Financial Protection Bureau’s proposed “open banking” rule to establish important guardrails for digital banking. But it needs additional provisions to ensure...
ILSR co-hosted a virtual press event alongside consumer advocates, antimonopoly reformers, and small businesses urging Congress to pass the Credit Card Competition Act.
In Nonprofit Quarterly, ILSR Senior Researcher Kennedy Smith describes the federal Equitable Lending Leaders program and some of its biggest lessons.… Read More
Our fact sheet explains how credit card monopolies and banks are imposing swipe fees to profit at the expense of small business and consumers.
ILSR and Recast City have collaborated on Equitable Lending Leaders, a program to help small business lending programs reach underserved entrepreneurs and small business owners.
Every purchase you make with a card has a swipe fee baked in. These fees alone make billions for big banks and card companies. We...
As community and local financial institutions disappear or merge with larger banks, more entrepreneurs and business owners are struggling to obtain the capital they need
The Senate Committee on Banking, Housing, and Urban Affairs invited Stacy Mitchell to testify at its April 2021 hearing on the rural economy.
For this episode of the Local Energy Rules podcast, host John Farrell speaks with Greenpenny’s Jason MacDuff. They discuss what’s needed for a prompt clean...
Stacy Mitchell explains why independent pharmacies are beating the chains in vaccine distribution. Small pharmacies have proved remarkably nimble, while CVS and Walgreens have stumbled.
Data shows that a greater presence of big banks in a state correlates with fewer relief loans made to small businesses.
A significantly larger number of federal relief loans are reaching small businesses in states where small, local banks comprise a greater share of the market.
ILSR's Shaoul Sussman explains that it's almost impossible for businesses selling on Amazon to borrow from private banks, forcing entrepreneurs to borrow from Amazon itself.
The share of U.S. deposits held by the largest financial institutions has exploded from 8 percent in 1994 to 52 percent in 2018, as these...