Back to top Jump to featured resources
Resource filed under Banking

Percentage of Bad Loans by Size of Bank, 1999 to 2014

| Written by Olivia LaVecchia | No Comments | Updated on Apr 20, 2015 The content that follows was originally published on the Institute for Local Self-Reliance website at

placeholderGiant banks, defined as those with more than $100 billion in assets, consistently make poorer lending decisions and write-off more bad loans than do community banks, those financial institutions with under $1 billion in assets. The financial crisis heightened this trend, and in the years from 2008 to 2011, the share of bad loans made by giant banks spiked, while the share for small banks and community banks remained much more level.

Graph: Bad Loans by Bank Size.