Change in Volume of Bank Loans to Businesses, by Loan Size, 2000-2012

Change in Volume of Bank Loans to Businesses, by Loan Size, 2000-2012

Date: 15 Apr 2014 | posted in: Banking, Retail | 0 Facebooktwitterredditmail

Graph: Change in Large vs. Small Business Loans, 2000-2012

Since 2000, the overall volume of business lending per capita at banks has grown by 26 percent (adjusted for inflation).  But this expansion has entirely benefited large businesses.  Small business loan volume at banks is down 14 percent and micro business loan volume is down 33 percent.  While credit flows to larger businesses have returned to their pre-recession highs, small business lending continues to decline and is well below its pre-recession level.

 

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Stacy Mitchell

Stacy Mitchell is co-director of the Institute for Local Self-Reliance, and directs its Independent Business Initiative, which partners with a wide range of allies to implement policies that counter concentrated power and strengthen local economies.