Posts

Small Banks, Big Benefits (Episode 16)

Small Banks, Big Benefits (Episode 16)

Nick Stumo-Langer

April 13, 2017

In this episode of the Building Local Power podcast, our guest is Justin Dahlheimer, president of a community bank in west-central Minnesota. Justin and our hosts discuss the benefits of community banking, and how banks lend differently when they have a vested stake in their community.         READ MORE


A Tool to Find Banks that Invest in the Local Economy

A Tool to Find Banks that Invest in the Local Economy

Olivia LaVecchia

October 8, 2015

A new tool called Bank Local, which was developed with input from ILSR and other experts, makes it easier to assess the impact that banks have on their communities.         READ MORE


How One State Escaped Wall Street’s Rule and Created a Banking System That’s 83% Locally Owned

How One State Escaped Wall Street's Rule and Created a Banking System That's 83% Locally Owned

Stacy Mitchell

September 1, 2015

North Dakota has a different kind of banking sector than the rest of the country does, with six times as many locally owned financial institutions per person as the rest of the U.S., and local institutions controlling 83 percent of the market. What is North Dakota doing differently? A lot of the answer is the Bank of North Dakota.         READ MORE


In Depth

Understanding the Small Business Credit Crunch

Understanding the Small Business Credit Crunch

Stacy Mitchell

April 16, 2014

Even as their big competitors are awash in capital, many locally owned businesses are struggling to secure the financing they need to grow. This analysis finds that, since 2000, bank lending to large businesses is up 36 percent, while small business loan volume has fallen 14 percent and "micro" business loans — those under $100,000 — have plummeted 33 percent.               READ MORE


Recently Posted

Amazon: Action Tools for Independent Office Products Dealers

Amazon: Action Tools for Independent Office Products Dealers

Olivia LaVecchia

August 12, 2018

This is a resource page tailored to independent office product dealers interested in exploring and understanding the impacts Amazon has on local procurement and ultimately on their business and sector.READ MORE


Featured

In Boston, City Council Members Introduce Proposal to Regulate Chain Stores

In Boston, City Council Members Introduce Proposal to Regulate Chain Stores

Olivia LaVecchia

July 24, 2018

Boston is the latest city to introduce a formula business proposal, which would make national chains a conditional use throughout the city.READ MORE


New Toolkit Helps Independent Businesses Advocate for Policies that Support the Local Economy

New Toolkit Helps Independent Businesses Advocate for Policies that Support the Local Economy

Marie Donahue

July 17, 2018

When independent businesses meet with their local officials, they help build the mindset that independent businesses matter. A new Local Policy Action Toolkit created by ILSR with the Advocates for Independent Business coalition offers independent business owners and retailers concreteREAD MORE


Report: Amazon’s Next Frontier: Your City’s Purchasing

Report: Amazon’s Next Frontier: Your City’s Purchasing

Stacy Mitchell

July 10, 2018

Amazon recently secured a national contract that opens the way for billions of dollars in local government spending to shift to the company, but there's been virtually no reporting on the deal. In this new report, we examine the contractREAD MORE


As Amazon Moves to Capture Local Government Spending, Here’s What You Can Do

As Amazon Moves to Capture Local Government Spending, Here's What You Can Do

Olivia LaVecchia

July 10, 2018

A recent contract opens the way for billions of dollars in local government spending to shift to Amazon. The good news is that, for concerned citizens and public officials, Amazon's push into the public sector offers a way to takeREAD MORE


In Cities Around the Country, New Action on Commercial Affordability

In Cities Around the Country, New Action on Commercial Affordability

Olivia LaVecchia

March 27, 2018

As independent businesses are grappling with the rising cost of rent in many U.S. cities, a new strategy is catching on: Policies that set-aside space for local businesses in new development. Here's a look at three new programs that showREAD MORE


In Depth

Report: How Amazon’s Tightening Grip on the Economy Is Stifling Competition, Eroding Jobs, and Threatening Communities

Report: How Amazon’s Tightening Grip on the Economy Is Stifling Competition, Eroding Jobs, and Threatening Communities

Stacy Mitchell

November 29, 2016

Amazon has extended its tentacles across our economy. In this report, we pull back the curtain on the company, and find that it's at the center of increasing inequality and diminishing opportunity, and that it's concentrating power in ways that endanger competition, community life, and democracy. We also examine how public policy should address Amazon's high costs.      .      READ MORE


How Rising Commercial Rents Are Threatening Independent Businesses, and What Cities Are Doing About It

How Rising Commercial Rents Are Threatening Independent Businesses, and What Cities Are Doing About It

Olivia LaVecchia

April 20, 2016

As the cost of leasing commercial space soars in many U.S. cities, this report examines what's behind the skyrocketing rents and explores six broad policy strategies that cities are proposing to keep space appropriate and affordable for independent businesses.                READ MORE


Monopoly Power and the Decline of Small Business

Monopoly Power and the Decline of Small Business

Stacy Mitchell

August 10, 2016

The U.S. is much less a nation of entrepreneurs than it was a generation ago. In this report, which won an award for antitrust scholarship in 2017, we suggest that the decline of small businesses is owed, at least in part, to anticompetitive behavior by large, dominant corporations. The report presents three reasons to bring a commitment to fair markets for small businesses back into antitrust policy, and concludes by outlining specific steps to do just that.          READ MORE


Community Banking Resources