Posts

Small Banks, Big Benefits (Episode 16)

Small Banks, Big Benefits (Episode 16)

Nick Stumo-Langer

April 13, 2017

In this episode of the Building Local Power podcast, our guest is Justin Dahlheimer, president of a community bank in west-central Minnesota. Justin and our hosts discuss the benefits of community banking, and how banks lend differently when they have a vested stake in their community.         READ MORE


A Tool to Find Banks that Invest in the Local Economy

A Tool to Find Banks that Invest in the Local Economy

Olivia LaVecchia

October 8, 2015

A new tool called Bank Local, which was developed with input from ILSR and other experts, makes it easier to assess the impact that banks have on their communities.         READ MORE


How One State Escaped Wall Street’s Rule and Created a Banking System That’s 83% Locally Owned

How One State Escaped Wall Street's Rule and Created a Banking System That's 83% Locally Owned

Stacy Mitchell

September 1, 2015

North Dakota has a different kind of banking sector than the rest of the country does, with six times as many locally owned financial institutions per person as the rest of the U.S., and local institutions controlling 83 percent of the market. What is North Dakota doing differently? A lot of the answer is the Bank of North Dakota.         READ MORE


In Depth

Understanding the Small Business Credit Crunch

Understanding the Small Business Credit Crunch

Stacy Mitchell

April 16, 2014

Even as their big competitors are awash in capital, many locally owned businesses are struggling to secure the financing they need to grow. This analysis finds that, since 2000, bank lending to large businesses is up 36 percent, while small business loan volume has fallen 14 percent and "micro" business loans — those under $100,000 — have plummeted 33 percent.               READ MORE


Recently Posted

Report: Amazon’s Next Frontier: Your City’s Purchasing

Report: Amazon’s Next Frontier: Your City’s Purchasing

Stacy Mitchell

July 10, 2018

Amazon recently secured a national contract that opens the way for billions of dollars in local government spending to shift to the company, but there's been virtually no reporting on the deal. In this new report, we examine the contract and Amazon's push to capture local government spending, and find concerns — including that the contract leaves local governments at risk of being ripped off, and sets Amazon up to expand its monopoly power. We conclude by offering examples of lREAD MORE


Featured

As Amazon Moves to Capture Local Government Spending, Here’s What You Can Do

As Amazon Moves to Capture Local Government Spending, Here's What You Can Do

Olivia LaVecchia

July 10, 2018

A recent contract opens the way for billions of dollars in local government spending to shift to Amazon. The good news is that, for concerned citizens and public officials, Amazon's push into the public sector offers a way to takeREAD MORE


With Antitrust Ruling, Supreme Court Underscores Need for New Anti-Monopoly Movement

With Antitrust Ruling, Supreme Court Underscores Need for New Anti-Monopoly Movement

Stacy Mitchell

June 29, 2018

The U.S. Supreme Court's recent ruling in the case Ohio v. American Express makes even more clear the importance of the growing movement of citizens and elected officials to restore U.S. antitrust laws to their original strength and purpose, andREAD MORE


In a Win for Independent Businesses, U.S. Supreme Court Rules for Sales Tax Fairness

In a Win for Independent Businesses, U.S. Supreme Court Rules for Sales Tax Fairness

Olivia LaVecchia

June 21, 2018

On Thursday morning, the U.S. Supreme Court opened the door for states to require out-of-state and online retailers to collect state sales taxes. It's an important day for independent businesses: After years of being forced to compete at a significantREAD MORE


Listen: ILSR’s Stacy Mitchell Talks Amazon with Gaby Dunn on “Bad With Money” Podcast

Listen: ILSR's Stacy Mitchell Talks Amazon with Gaby Dunn on "Bad With Money" Podcast

ILSR

May 31, 2018

ILSR's Stacy Mitchell was recently a guest on the popular podcast "Bad With Money," where she talked with host Gaby Dunn about Amazon and monopoly power.READ MORE


In Long-Awaited Case This Spring, U.S. Supreme Court Has Opportunity to Correct the Law on Sales Tax

In Long-Awaited Case This Spring, U.S. Supreme Court Has Opportunity to Correct the Law on Sales Tax

Olivia LaVecchia

April 3, 2018

This month, the U.S. Supreme Court will hear arguments in a case on sales tax collection that could — long after online commerce has transformed the retail sector in the United States — finally give states the authority to require onlREAD MORE


In Depth

Report: How Amazon’s Tightening Grip on the Economy Is Stifling Competition, Eroding Jobs, and Threatening Communities

Report: How Amazon’s Tightening Grip on the Economy Is Stifling Competition, Eroding Jobs, and Threatening Communities

Stacy Mitchell

November 29, 2016

Amazon has extended its tentacles across our economy. In this report, we pull back the curtain on the company, and find that it's at the center of increasing inequality and diminishing opportunity, and that it's concentrating power in ways that endanger competition, community life, and democracy. We also examine how public policy should address Amazon's high costs.      .      READ MORE


How Rising Commercial Rents Are Threatening Independent Businesses, and What Cities Are Doing About It

How Rising Commercial Rents Are Threatening Independent Businesses, and What Cities Are Doing About It

Olivia LaVecchia

April 20, 2016

As the cost of leasing commercial space soars in many U.S. cities, this report examines what's behind the skyrocketing rents and explores six broad policy strategies that cities are proposing to keep space appropriate and affordable for independent businesses.                READ MORE


Monopoly Power and the Decline of Small Business

Monopoly Power and the Decline of Small Business

Stacy Mitchell

August 10, 2016

The U.S. is much less a nation of entrepreneurs than it was a generation ago. In this report, which won an award for antitrust scholarship in 2017, we suggest that the decline of small businesses is owed, at least in part, to anticompetitive behavior by large, dominant corporations. The report presents three reasons to bring a commitment to fair markets for small businesses back into antitrust policy, and concludes by outlining specific steps to do just that.          READ MORE


Community Banking Resources