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Graph: New banks created by year, 1993 to 2013.
Resource filed under Banking | Written by Stacy Mitchell | No Comments | Updated on Apr 22, 2015

Number of New Banks Created by Year, 1993 to 2013

The content that follows was originally published on the Institute for Local Self-Reliance website at http://ilsr.org/number-of-new-banks-created-by-year-1993-to-2013/

The number of community banks has declined sharply in the last few years. Part of the decline is owed to the fact that virtually no new banks have been created since 2009. Between 2004 and 2008, an average of about 300 commercial banks disappeared each year, mostly as a result of mergers. But these losses were offset by the creation of 146 new banks each year on average. From 2009 to 2013, we continued to lose about the same number of banks annually, but gained only 6 new banks on average each year. Continue reading

beyond utility 2 cover image
Featured Article filed under Energy, Energy Self-Reliant States | Written by Rebecca Toews | No Comments | Updated on Apr 22, 2015

Beyond Utility 2.0: Part 1 “A Prelude to the Future”

The content that follows was originally published on the Institute for Local Self-Reliance website at http://ilsr.org/beyond-utility-2-0-part-1-prelude/

The U.S. electricity system is undergoing the biggest change in its 130-­year history. The scale of electricity generation is rapidly shrinking, from coal and nuclear power plants that can power a million homes to solar and wind power plants that power a few to a few hundred nearby homes. Electricity demand has leveled off, so… Continue reading

Chart: Small Business Loans as a Share of Assets, 2014.
Resource filed under Banking, Independent Business | Written by Olivia LaVecchia | No Comments | Updated on Apr 20, 2015

Small Business Loans as a Share of Assets, 2014

The content that follows was originally published on the Institute for Local Self-Reliance website at http://ilsr.org/small-business-loans-as-share-of-assets-2014/

Small and mid-sized financial institutions devote a greater share of their assets to small business lending. Continue reading

Chart: Share of Loans Made to Small Businesses, 2014.
Resource filed under Banking, Independent Business | Written by Olivia LaVecchia | No Comments | Updated on Apr 20, 2015

Small Business Lending by Size of Institution, 2014

The content that follows was originally published on the Institute for Local Self-Reliance website at http://ilsr.org/small-business-lending-by-size-of-institution-2014/

In 2014, community-based financial institutions made 60 percent of all small business loans, even though they control only 24 percent of banking assets. Continue reading

Graph: Bad Loans by Bank Size.
Resource filed under Banking | Written by Olivia LaVecchia | No Comments | Updated on Apr 20, 2015

Percentage of Bad Loans by Size of Bank, 1999 to 2014

The content that follows was originally published on the Institute for Local Self-Reliance website at http://ilsr.org/percentage-of-bad-loans-by-size-of-bank/

As this graph shows, giant banks consistently make poorer lending decisions and write-off more bad loans than community banks do, and the financial crisis heightened this trend. Continue reading

Chart: Share of U.S. Deposits, 2014.
Resource filed under Banking | Written by Olivia LaVecchia | No Comments | Updated on Apr 20, 2015

Share of Deposits by Size of Institution, 1995 to 2014

The content that follows was originally published on the Institute for Local Self-Reliance website at http://ilsr.org/distribution-of-deposits-by-size-of-financial-institution/

The share of U.S. deposits held by the largest financial institutions has exploded from 7 percent in 1995 to 58 percent in 2014, as these three charts show. Continue reading

Chart: Bank Market Share, 2014.
Resource filed under Banking | Written by Olivia LaVecchia | No Comments | Updated on Apr 20, 2015

Bank Market Share by Size of Institution, 1995 to 2014

The content that follows was originally published on the Institute for Local Self-Reliance website at http://ilsr.org/bank-market-share-by-size-of-institution/

As these six graphs show, bank market share has changed dramatically between 1995 and 2014 as giant banks have come to dominate the banking sector. Continue reading

Chart: Bank market share in 2014.
Resource filed under Banking | Written by Olivia LaVecchia | No Comments | Updated on Apr 20, 2015

Just How Concentrated Is Our Banking Sector? [Video]

The content that follows was originally published on the Institute for Local Self-Reliance website at http://ilsr.org/concentrated-banking-sector-video/

This 90-second video shows how giant banks have devoured the banking sector over the past 20 years. Continue reading

Photo: Stacy Mitchell on the Laura Flanders Show.
ILSR Press Room, Resource filed under Independent Business | Written by ILSR Admin | No Comments | Updated on Apr 14, 2015

Building a Mass Movement for a New Economy: Stacy Mitchell on the Laura Flanders Show

The content that follows was originally published on the Institute for Local Self-Reliance website at http://ilsr.org/building-a-mass-movement-for-a-new-economy-stacy-mitchell-on-the-laura-flanders-show/

What will it take before we have a mass movement in the U.S. that’s offering economic alternatives? ILSR’s Stacy Mitchell appeared on the Laura Flanders Show to talk about this question. Continue reading

featured image for solar missouri infographic post
Article, Resource filed under Energy, Energy Self-Reliant States | Written by John Farrell | No Comments | Updated on Apr 9, 2015

Solar Energy in Missouri Means Jobs, Savings, and a Low-Cost Future

The content that follows was originally published on the Institute for Local Self-Reliance website at http://ilsr.org/solar-energy-in-missouri-means-jobs-savings-and-a-low-cost-future/

There are a lot of utility-sponsored legislative and regulatory attacks on solar energy lately, and we put together this infographic to help the Missouri Solar Energy Industries Association fight back in their state. Click the image to see it full size.   This article originally posted at ilsr.org. For timely updates, follow John Farrell on… Continue reading

Photo: San Francisco.
Resource filed under Independent Business | Written by ILSR Admin | No Comments | Updated on Mar 31, 2015

Presentation: Economic Growth and Entrepreneurship in Cities

The content that follows was originally published on the Institute for Local Self-Reliance website at http://ilsr.org/presentation-strengthening-urban-entrepreneurship/

In this 1-hour webinar presentation, ILSR’s Stacy Mitchell and others present on how cities can protect and strengthen urban entrepreneurship and local businesses amid rising rents and growing development pressure. Continue reading

Map: Walmart Square Footage per person in 2014.
Article, Resource filed under Independent Business | Written by Stacy Mitchell | No Comments | Updated on Mar 23, 2015

New Maps Show Alarming Pace of Walmart’s Continued Growth

The content that follows was originally published on the Institute for Local Self-Reliance website at http://ilsr.org/alarming-pace-walmarts-continued-growth/

Walmart continues to expand, and rapidly. The company is now embarking on its third historic wave of store construction, with plans to build 440 to 460 “Neighborhood Market” stores over a two year period, presumably with many hundreds more to follow. There is a critical debate to be had right now about whether a company that already captures one-quarter of U.S. grocery sales should be allowed to grow to control one-third, or even half, of our food supply. Continue reading

on air wnhn
Featured Article, Resource filed under Energy, Energy Self-Reliant States | Written by John Farrell | No Comments | Updated on Mar 16, 2015

Can an Old Utility (dog) Learn New Tricks?

The content that follows was originally published on the Institute for Local Self-Reliance website at http://ilsr.org/utility-dog-learn-tricks/

Arnie Arnesen interviewed ILSR’s Director of Democratic Energy John Farrell on WNHN’s The Attitude last week, seeking an answer to this question: can we expect electric utilities to embrace the energy sources of the future, like solar? Electric Utilities Play by the (Old) Rules Arnie and John discussed the hesitance of utilities to embrace innovation… Continue reading

us power plant capacity additions 2003-2014 ILSR
Article, Resource filed under Energy, Energy Self-Reliant States | Written by John Farrell | No Comments | Updated on Mar 10, 2015

Small-Scale Solar Contributes 13% of New Power Plant Capacity in 2014

The content that follows was originally published on the Institute for Local Self-Reliance website at http://ilsr.org/small-scale-solar-contributes-13-power-plants-2014/

The growth of solar has continued at a furious pace, with a new record of 6.2 gigawatts installed in the United States in 2014. But the bigger tale may be the persistent growth of small-scale solar, on residential and non-residential rooftops (and property).  These projects, a megawatt or smaller, contributed 13% of new power plant… Continue reading